Title loans in Arizona
The busiest vehicle-secured lending market in the country
Typical range: $1,000 – $15,000
Title loans in Texas
Huge market, credit-access-business model
Typical range: $1,000 – $20,000
Title loans in Georgia
Pawn-statute pricing with strict 30-day cycles
Typical range: $700 – $12,000
Title loans in Tennessee
Licensed title pledge lending with a hard renewal count
Typical range: $500 – $10,000
Title loans in Missouri
Renewal rules that force the balance down
Typical range: $500 – $10,000
Title loans in Nevada
An ability-to-repay test written into state law
Typical range: $1,000 – $12,000
Title loans in Alabama
Short pawn cycles and a fast redemption clock
Typical range: $400 – $8,000
Title loans in South Carolina
Supervised lending with filed rate schedules
Typical range: $600 – $10,000
Title loans in Utah
Registration and disclosure, with contract-set pricing
Typical range: $700 – $12,000
Title loans in New Mexico
A statewide APR cap on small-dollar credit
Typical range: $500 – $8,000
Title loans in Mississippi
Title pledge law with an amount ceiling
Typical range: $400 – $2,500
Title loans in Virginia
Strict licensing with an amortizing term requirement
Typical range: $700 – $12,000
Title loans in Idaho
Monthly renewals with mandatory principal reduction
Typical range: $500 – $10,000
Title loans in Illinois
A hard statewide APR ceiling on consumer credit
Typical range: $500 – $8,000
Title loans in Ohio
Vehicle-secured credit under general lending law
Typical range: $500 – $10,000
Title loans in Louisiana
Minimum term rules under the consumer credit law
Typical range: $500 – $10,000
Title loans in Kansas
Consumer credit code licensing with clear disclosure duties
Typical range: $400 – $8,000
Title loans in Wisconsin
Loan size tied to vehicle value, with strong surplus rules
Typical range: $500 – $10,000
Title loans in Delaware
Licensed lending with contract-set terms
Typical range: $500 – $10,000
Title loans in New Hampshire
Licensed small-loan lending with a rate ceiling
Typical range: $500 – $8,000
Title loans in South Dakota
A voter-approved cap that reshaped the market
Typical range: $500 – $6,000
Title loans in North Dakota
Money broker licensing and disclosure requirements
Typical range: $500 – $8,000
Title loans in Oregon
Tight caps on short-term vehicle-secured credit
Typical range: $500 – $8,000
Title loans in California
Finance lender licensing with a tiered rate structure
Typical range: $2,500 – $20,000